3 Things Banks Check Before Making a Mortgage Loan

Buying a home is a major investment. Make sure you and your credit score are fully prepared for your meeting with the bank. As an Accredited Buyer’s Representative, I always tell my clients that it’s important to get pre-approved. Not only will getting your financial information in order make your home searc more productive, but it will let sellers know that you are a serious buyer.

 3 Things Banks Check Before Making a Mortgage Loan, 2016 REBAC.net

Please let me know if you have other questions about choosing a lender - I know a few who have earned my trust over the years to whom I'd be happy to refer you!

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I would love to help you with your real estate journey. 

Please contact me at 303-917-7143 or robbin@stauferteam.com

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FOR SALE: 10001 Melody Drive, Northglenn

Brand new listing in Northglenn - $299,000! When this city first started to grow back in 1959 it was touted as being one of America's greatest home values.  Now they're making headlines again, ranked the third hottest real estate market in the country. Time for you to check it out!

This 1964 trilevel has 3 bedrooms up and 3 bathrooms, including a master bath which isn't always seen in houses of this age. There's an eat-in kitchen as well as a formal dining room. With a total of 2492 square feet, the rooms are spacious with plenty of storage and a partially finished basement for further expansion.

 

The home boasts original hardwood floors on both the main floor and upstairs in the bedrooms. A wood-burning stove in the living room makes the whole floor a warm and inviting space. Close to amenities, schools and easy commuting, this home has great potential as a rental, or settle in with your design ideas and make it your own.

But wait - the best part is the yard! With .22 acres and an adjacent walking trail, the yard feels more like a park. Barbecue on your covered patio, pick grapes directly from the vine, and enjoy the changing leaves on the mature trees. Nothing like outdoor Colorado living!

Feel free to contact me if you have any questions or would like a private showing. 

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I would love to help you with your real estate journey. 

Please contact me at 303-917-7143 or robbin@stauferteam.com

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Fracking Updates

The anti-fracking movement recently suffered a disappointment when measures failed to make the fall Colorado ballot. Not enough signatures were collected, and some are alleging forgery for many that were collected. The proposals included increased setbacks for new oil and gas facilities from homes and other buildings, as well as more power for local governments to control or restrict the process.

All of the action taken against fracking the past few years has been an uphill battle. The bottom line is this: most of us, especially those in city or suburban areas, do not own the mineral and oil rights under our properties. Typically, those subsurface rights were severed from the properties years ago and sold to oil and gas companies who reserve the right to explore and remove anything they may find worth removing. Both the surface and subsurface owners have an equal right to "enjoy" their interest. In other words, homeowners cannot prevent oil and gas companies from extracting minerals and oil from under their properties. 


The most that can be done is to govern how and when it is mined, since having subsurface rights does not allow that owner to interfere or devalue the rights of those on the surface. Moratoriums on drilling wells have had some success in delaying new facilities from operating, giving cities time to more closely examine the effects of fracking on the environment and residents. These measures have been extremely controversial and have resulted in several lawsuits from the Colorado Oil and Gas Association as well as Colorado's Supreme Court striking down some cities' ordinances. The court ruling does leave opportunities for home rule municipalities to regulate some aspects of oil and gas operations in the future.

Colorado oil and gas permits, courtesy of the Colorado Oil and Gas Conservation Commission.

 
Current developments for gas and oil development in the Denver metro area can be found here:

• Boulder County
• City of Brighton 
• City and County of Broomfield
• Town of Erie
• City of Fort Collins
• City of Lafayette 
• City of Longmont  
• City of Thornton

 
image: WildEarth Guardians

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I would love to help you with your real estate journey. 

Please contact me at 303-917-7143 or robbin@stauferteam.com

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Checkers, Anyone?

I love when people express their creativity through their home. This is my mom's place in Illinois. She said it was either a checkerboard or a giant metal snail. Maybe she'll put the snail on the roof.

 

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I would love to help you with your real estate journey. 

Please contact me at 303-917-7143 or robbin@stauferteam.com

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Supporting Local Non-Profits

When my clients close a transaction with me, I donate a portion of my commission to a local charity which they get to choose. Below is a list of some of the organizations that my clients have chosen to give to this year:

• American Red Cross – helps disaster recovery, transportation and support for the ill, elderly and service members and their families.

• Autism Society of Colorado – improving the lives of those affected by autism through education and community support. 

• Boulder County AIDS Project – providing education to the community and support to those affected by HIV.

• Boulder Emergency Squad – volunteer rescue professionals providing emergency support services to Boulder County.

• Broomfield FISH – providing poverty assistance to Broomfield residents.

• Childrens' Hospital Colorado – redefining the future of childrens' health.

• Dumb Friends League – providing shelter, care and adoption services for animals. Investigates animal cruelty and supports animal-friendly legislation.

• Longmont Humane Society – caring, serving and educating to improve the lives of companion animals.

• Safehouse Progressive Alliance for Nonviolence – providing safety and support to victims of domestic violence.

• Toys for Tots – providing a tangible sign of hope to economically disadvantaged children at Christmas, including collecting toys and raising funds.

I am very fortunate to have the job that I love, and am grateful to be able to give back to the community for all that it has given me. Thank you to all of my wonderful clients for making these donations possible!

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I would love to help you with your real estate journey. 

Please contact me at 303-917-7143 or robbin@stauferteam.com

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Broomfield Honored as a Playful City USA 5th Year in a Row

KaBOOM!, a national recognition non-profit program, recognizes cities across the country each year that make efforts to encourage children to play and get exercise through providing parks, trails, playgrounds and open spaces.

Broomfield is dedicated to protecting this community keystone, maintaining over 66 miles of trails, 700 acres of developed park and 45 playgrounds. They're proud of this recognition and have set their sights on year 6!

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I would love to help you with your real estate journey. 

Please contact me at 303-917-7143 or robbin@stauferteam.com

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